Who We Are

Alterra opened its doors in 2007 amidst one of the worst housing recessions our country has ever seen. Headquartered in Las Vegas, NV, Alterra witnessed one of the hardest hit housing markets in the nation and quickly identified a problem that needed solving: The homeownership gap between non-minority and minority households was quickly growing as less minority families were being afforded the chance at their American dream.

We set out to close this homeownership gap by providing innovative solutions that used the best parts of our standard products in conjunction with industry partners who joined our mission to close the homeownership gap in the U.S. by providing new solutions to problems that were left unsolved. Our commitment to our communities has propelled Alterra to be recognized as one of the industry leaders in creating products that uncovered new opportunities for families who were usually turned away due to their unique situations.

What We Do

Our mission is to serve diverse markets and first-time homebuyers in an effort to build wealth through homeownership for the underserved. Our commitment to our mission is driven by our 3 core values: Own it, Find a Better Way and Little Things Matter. We Own It by putting our nose to the grindstone and working to drive the results that we commit to. We Find better ways to serve diverse markets by innovating unique opportunities for families who don’t have access to typical mortgage products. We understand that we are serving families and helping them build lasting wealth – thus, the details are crucial. Focusing on the little things and remembering that people come first is what drives our mission home for the thousands of families that we help in finding a place to build their legacy.

Why We Do It

We strive to serve diverse markets and first-time homebuyers.


US Minority Homebuyers
in 2023


US First Time Homebuyers in 2023


First Time Homebuyers Business for Alterra in 2023


Minority Business in 2023

Leadership Team

Fernando Ospina


"Don't let yesterday take up too much of today."

- Warren Buffet

Jessika Marino

Branch Support Manager

"The future belongs to those who believe in the beauty of their dreams."

- Eleanor Roosevelt

Cindy Leon

Operations Manager

"Success is no accident. It's hard work, perseverance, learning, sacrifice and most of all; love of what you are doing."



6111 S. Buffalo Drive, Suite 240,
Las Vegas, NV 89113

Hours: 9:00 am - 6:00 pm

1 844 400 4565