Building Wealth

Alterra is a leading national mortgage lender specializing in serving underserved markets within the United States. Whether you’re here to learn or start your journey, we are ready to help every step of the way.

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Licensed Across
The Nation!

Alterra Home Loans is licensed in over 40 states across the country! Find a local branch near you or contact one of our Loan Officers today!

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Why thousands have trusted Alterra

Since 2007, Alterra has been committed to providing standard as well as niche products to provide a more robust loan portfolio to our customers! Hear what some of our past clients have to say about us.

Jackie C.

For Marilou Bernardo

“Marilou was always there to answer my calls when I had questions, and I had a lot of questions! I always got the best advice!”

John L.

For Huascar Sime

"Excellent service and constant communication. Would not have closed on time without your thoroughness and consistent follow-up. Thank you."

Benjamin F.

For Charity Kincaid

"Even though mine was tough to get through with the school loans. They didn't quit on me, and I was able to get my house. Awesome people to talk to as well."

Brice B.

For Gary Jackson

"Gary is very professional and made it happen even with the speed bumps that occurred!! Thank you, Gary!!!"

Your Home Loan,

Join the thousands of families who have
applied for and closed their home loan from
their phone with Pronto +.

- Credit Reports
- Communicate with LO and Realtor
- Calculate loan scenarios.
- Upload and sign documents securely.

Mortgage Calculator

Run different scenarios to see what your monthly payment would be at different price points!

First-Time Homebuyer

We have a variety of programs designed specifically for First-time Homebuyers to simplify your first homebuying experience.


We carry multiple solutions for those carrying Individual Taxpayer Identification Number or ITINs.