Trusted Mortgage Advisor | NMLS #236471 Alterra HomeLoans, a Division of Panorama Mortgage Group (PMG) Richard White is yourTrusted Mortgage Advisor, with over 30 years of experience helping individualsand families achieve their real estate and financial goals. He holds a B.S. inFinance from California State University, Northridge, is licensed through theNational Mortgage Licensing System (NMLS #236471), and also holds an inactiveCalifornia Real Estate Broker’s License. Richard uses the Mortgage Coach EdgeAdvice Engine to provide expert mortgage guidance to homebuyers and homeownersrefinancing. In 2019, he joined Panorama Mortgage Group (PMG), where, throughAlterra Home Loans, he and his team help families and individuals “Build WealthThrough Homeownership.” He is also deeply engaged in ministry, community, andprofessional leadership: ✝️ Newly appointed to theVisionLA Church Evangelist Team 🏡 Vice President of theYoung Realtist Division – Los Angeles 🤝 Membership Committeeand Visitor Host in BNI Strive Society 🏠 Preferred Lender forThe Gathering Spot LA “100 Homes Initiative” Specialties: Conventional • FHA •Jumbo • VA • 203K • iQM Asset Qualify • iQM Investor • Stated Income • PrivateInvestor • Reverse Mortgage • 1st Time Homebuyer • Down Payment Assistance •Bridge Loans • Tax Credits • Grant Programs 📍 Licensed in 43 StatesNationwide 📞 (213) 840-2692 ✉️ rwhite@myhomelegacy.com 💬“Please let me know how I can assist you with your Real Estate Financing Needs— I’m here to help!”