1. Preparing

Welcome to the Alterra Home Loans Learning Center! Join Andrew Turcaz as he simplifies the Home Buying Process.

2. Preapproval

Welcome to the Alterra Home Loans Learning Center! Join Andrew Turcaz in this episode as he explores the "Preapproval." Learn how a preapproval can strengthen your buying power in today's market and gain valuable tips for a successful homebuying journey.

3. Application

Welcome to the Alterra Home Loans Learning Center! Join Andrew Turcaz in this video as he guides you through the application process, shedding light on what you can expect from your Loan Officer and their team during this crucial time.

4. Processing

In this video, join Andrew Turcaz as he covers the processing phase, providing insights into what to expect, including necessary documentation and expectations for the remainder of the process.

5. Underwriting

In this video, join Andrew Turcaz as he walks you through the underwriting process, outlining what is needed from you during the decision-making period of your home loan.

6. Closing

In this video, join Andrew Turcaz as he guides you through what to expect during the closing portion of your loan and shares insights on wrapping up your mortgage in the best way possible.

Government Loans

Welcome to the Alterra Home Loans Learning Center! In this video, Andrew Turcaz explains the different loan products offered by Alterra Home Loans, including FHA, USDA, and VA loans. Discover how you can take advantage of these solutions tailored to your needs.

Conventional Loans

Welcome back to the Alterra Home Loans Learning Center! In this module, Andrew Turcaz will guide you through conventional loans—versatile options that provide flexibility for buyers with solid credit. Discover how conventional loans can benefit you.

Refinance Loans

Welcome back to the Alterra Home Loans Learning Center! In this module, Andrew Turcaz will explore how refinancing can save you mon ey and customize your mortgage. Gain insights into rate and term refinancing, along with cash-out options.

ITIN Loan Program

Welcome back to the Alterra Home Loans Learning Center! Explore our ITIN loan programs in this video, designed for non-US citizens aiming to buy a home in the US. We provide options with down payments as low as 3.5%, making homeownership more accessible. Reach out to our loan officers today to explore your options.

Debt-to-Income Ratio (DTI)

Welcome back to the Alterra Home Loans Learning Center! In today's session, Andrew Turcaz dives into the essential topic of Debt-to-Income Ratio (DTI).

Loan to Value Definition

Welcome to the Alterra Home Loans Learning Center! Join Andrew Turcaz as he simplifies the mortgage closing process, providing expert guidance. Discover the crucial role of Loan-to-Value Ratio (LTV) and how it influences your mortgage journey.

Annual Percentage Rate (APR)

Welcome back to the Alterra Home Loans Learning Center! Join Andrew Turcaz as he explains the Annual Percentage Rate (APR).

Principal

Welcome to the Alterra Home Loans Learning Center! Join Andrew Turcaz as he simplifies mortgage basics, explains the significance of "principal," and shares tips to save on interest. Whether you're a homeowner or a future buyer, this quick guide is a must-watch!

Interest

Welcome to the Alterra Home Loans Learning Center! Join Andrew Turcaz as he breaks down the essence of "Interest." Discover the factors shaping your mortgage rates, from Federal Reserve policies to personal financial dynamics.

Centro de Aprendizaje

Ya sea que estés empezando o ya estés bien encaminado hacia la construcción de tu legado de riqueza, puedes aprender qué esperar en cada etapa de tu experiencia de compra de vivienda e inversión.

Nivel 1
Principiante

Aprende los Fundamentos

Este nivel está diseñado para compradores de vivienda por primera vez y personas que buscan información básica que casi todos pueden esperar durante su primera experiencia de compra de vivienda. Desde vocabulario hasta el proceso real y productos, aprende sobre las diferentes oportunidades que existen y cómo prepararte para ellas.

El Proceso

Desde el principio hasta el final, descubre todos los pasos.

Ver Ahora

Productos de Préstamos

Los productos ofrecidos por Alterra.

Ver Ahora

Vocabulario de Hipotecas

Un glosario de conceptos para comprender.

Ver Ahora

Conoce tus Opciones

Este nivel está dirigido a propietarios de viviendas que buscan aprovechar su propiedad o realizar un cambio. Si estás buscando información sobre refinanciamientos, oportunidades de extracción de efectivo, así como cómo aprovechar estas opciones para crear más oportunidades, ¡comienza aquí!

Refinanciar

Cash-out, Tasa y Plazo.

Ver Ahora

Rentar

Cómo utilizar tu espacio para generar flujo de efectivo.

Ver Ahora

Impuestos

Cómo aprovechar tu propiedad para fines fiscales.

Ver Ahora

Nivel 2
Intermedio

¿Quieres hablar con un
oficial de préstamos?

¡Ponte en contacto hoy mismo con uno de nuestros experimentados originadores de préstamos para conocer las opciones disponibles para ti!

Contactar Ahora

Level 3
Advanced

Coming Soon!

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1. Preparing

2. Preapproval

3. Application

4. Processing

5. Underwriting

6. Closing

Government Loans

Conventional Loans

Refinance Loans

ITIN Loan Program

Debt-to-Income Ratio (DTI)

Welcome back to the Alterra Home Loans Learning Center! In today's session, Andrew Turcaz dives into the essential topic of Debt-to-Income Ratio (DTI).

Loan to Value Definition

Welcome to the Alterra Home Loans Learning Center! Join Andrew Turcaz as he simplifies the mortgage closing process, providing expert guidance. Discover the crucial role of Loan-to-Value Ratio (LTV) and how it influences your mortgage journey.

Annual Percentage Rate (APR)

Welcome back to the Alterra Home Loans Learning Center! Join Andrew Turcaz as he explains the Annual Percentage Rate (APR).

Principal

Welcome to the Alterra Home Loans Learning Center! Join Andrew Turcaz as he simplifies mortgage basics, explains the significance of "principal," and shares tips to save on interest. Whether you're a homeowner or a future buyer, this quick guide is a must-watch!

Interest

Welcome to the Alterra Home Loans Learning Center! Join Andrew Turcaz as he breaks down the essence of "Interest." Discover the factors shaping your mortgage rates, from Federal Reserve policies to personal financial dynamics.

Rate and Term Refinance

Cash-out Refinance

The financials of Renting

Preparing your home for Renters

The Pros and Cons of Renting

Power of Depreciation

Centro de Aprendizaje

Ya sea que estés empezando o ya estés bien encaminado hacia la construcción de tu legado de riqueza, puedes aprender qué esperar en cada etapa de tu experiencia de compra de vivienda e inversión.

Nivel 1Principiante

Aprende los Fundamentos

El Proceso

Desde el principio hasta el final, descubre todos los pasos.

Productos de Préstamos

Los productos ofrecidos por Alterra.

Vocabulario de Hipotecas

Un glosario de conceptos para comprender.

Conoce tus Opciones

Refinanciar

Cash-out, Tasa y Plazo.

Rentar

Cómo utilizar tu espacio para generar flujo de efectivo.

Impuestos

Cómo aprovechar tu propiedad para fines fiscales.

Nivel 2Intermedio

¿Quieres hablar con unoficial de préstamos?

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!Más contenido próximamente!

Level 3Advanced

Coming Soon!

Cash Flow

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HELOCs

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Advanced Taxes

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6111 S. Buffalo Drive, Suite 240,Las Vegas, NV 89113

Nivel 1
Principiante

Nivel 2
Intermedio

¿Quieres hablar con un
oficial de préstamos?

Level 3
Advanced

6111 S. Buffalo Drive, Suite 240,
Las Vegas, NV 89113