Contact Info

Steven Cooper
NMLS: 367879

Download Pronto+


Apply For A Loan

Branch Office
Jersey City, NJ

Harborside Plaza
Jersey City, New Jersey 07302


Steve is a Senior Mortgage Banker at Alterra Home Loans, who is responsible for originating mortgage loans in New Jersey. He has been in the mortgage industry since 1990. During his career, he has progressed from Loan Officer to Sales Manager to Branch Manager with various mortgage banking firms.

These experiences have allowed Steven to serve as a valuable resource to his clients, as well as, real estate and financial professionals. He specializes in home purchases, and refinances for those seeking better terms with their existing home mortgage.

Steven prides himself on educating first time homebuyers on the nuances of the mortgage application process. Additionally, his professionalism and sense of urgency affords move up buyers and refinance clients an outstanding mortgage experience. He is trained and certified as a FHA 203K specialist since 1999. In 2007, he was awarded the “Mortgage Professional of the Year” by the National Association of Real Estate Brokers. 100% of his clients are derived from past clients and real estate professionals.

Professionally, he maintains a level of expertise and knowledge that afford you the opportunity to secure the best mortgage program that meets your needs. Steven is a student of the profession, attending numerous conferences and seminars to stay at the cutting edge of this very fast paced industry. He has a reputation as a lender with integrity and getting to the closing on or before the scheduled settlement date.

Personally, Steve presently serves or has served on various Business, Educational, Community-Based and Faith-Based Board of Directors. He loves to mentor inner city youth and young adults and is an avid skier. Steve received a BS in Commerce from Rider University and attended Fairleigh Dickinson University where he studied in their Masters of Business Administration program. He has one daughter, Chelsea who is employed in the financial services industry.