Contact Info

Josh Garcia
NMLS: 89426

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Branch Office
Milford, CT

57 Plains Road
Suite 2A
Milford, CT 06461


I have been in the mortgage industry since the early 90’s. My experience in Processing, Underwriting and Operations allowed me the advantage of having a solid background when I became a Rookie Loan Officer in 1998. As a result, I have been able to grow in this business despite the many turns and changes we have all experienced.

As a Bilingual Loan Officer with solid experience and un compromised integrity over the past 20 years, I have been able to work with many families to secure just the right mortgage loan and assist them in achieving their dream of homeownership. My passion is assisting buyers with an excellent home financing experience, while at the same time assessing the best financing options available to them. My knowledge, honesty, professionalism and commitment have allowed me to create a strong client base and establish solid relationships with Realtors and Referral Partners.

It is my pledge to continue offering my clients and referral sources the same outstanding service and commitment to excellence while at the same time making it easier to get families into homes which is the basis of our business. This is the primary reason I have joined Alterra Home Loans as our Culture and Commitment go hand in hand.