Contact Info

Charity Kincaid
NMLS : 187236

Apply Now


Branch Office
Chattanooga, TN

1208 Pointe Centre Dr
Ste 222
Chattanooga, TN 37421


Charity Kincaid is a Branch Manger for Alterra Home Loans with over 20 years experience in the mortgage industry. Charity is experienced in Renovation Lending, FHA, Conventional, USDA, First Time Home Buyers with down payment assistance programs, and VA financing. Her knowledge and expertise helps her guide her clients through the mortgage lending process and helping them to accomplish their dreams of home ownership.

Charity grew up in Chattanooga and loves serving her community. She resides in Ooltewah, and is married with 3 children.