I-TIN Products

I-TIN Loan Products are for people without a social security number looking to buy a home to live in the United States. Theses loans require higher downpayment, but are a solid 30 year fixed mortgage.

Pros

• Most banks are not doing it.
• Its better than a hard money loan.
• No Social Security Card required.
• No traditional credit is required just non-traditional.
• No documents necessary to prove legal status in USA.

Cons

• Higher Down payment is required.
• Higher than conventional rates and closing cost.
• No investment properties allowed.

Loans for your undocumented buyers

• Are your buyers undocumented and living in the USA?
• Are they missing a Social Security Card or number?
• Do they not have a Visa, Work Permit, or Green Card?

This is the loan you have been looking for…here is what they need to qualify

• U.S. Government ID Card, Matricula Consular ID, or Passport
• 2 Years employment in the same or similar line of work (can be salaried or self-employed)
• 2 Years Tax Returns using their I-TIN number
• Buyers must be an owner occupant
• Minimum 20% down payment

This is a 30 Year fixed rate, not a hard money loan!