Monthly Archives: May 2018

Real Estate Contract Negotiation

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As a buyer, finding the perfect home in a realistic budget can be one of the most exciting purchases in a lifetime. Now that the desired home has been found, it’s time to create a contract in coordination with the buyer and their agent. A contract, or purchase offer, is a legal transaction that outlines… Read more »

Property Inspections During the Home Buying Process

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A property inspection is by far one of the most important portions of the home buying process for any potential buyer. Although home inspections are optional, it is suggested that all buyers spend the additional funds to attain a home inspection. Home inspections average between $300-$500 dependent on the area, but can save the homeowner… Read more »

Home Buying Appraisals

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Once under contract, lenders require an appraisal prior to closing. An appraisal is quite different from a home inspection. A home appraisal is an unbiased and professional opinion on how much the home is worth. This is a required step by lenders that ensures their investment. An appraisal determines the worth of the home and… Read more »

Purchasing Home Insurance

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Now that such a large investment is drawing to a close, it only makes sense to insure the property for both parties: the lender and buyer. Homeowners insurance protects the homeowner and the contents of the home in case of accidents, theft and other disasters. These unforeseen circumstances can cause serious stress to homeowners and… Read more »

Closing on A Home

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Finally, the home stretch of the buying process: Closing! All inspections have been completed and the appraisal has been processed. This means the next steps for the buyers, sellers, agents and lenders is to work with the title company to become clear to close on the property. Closing is the formal process where a seller… Read more »

Building Wealth through Homeownership

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Buying a home is viewed as a symbol of the “American Dream” for many and provides a sense of security in an often-unstable economy. Many desire this, but are not sure if it is a tangible financial investment that can turn into a profitable venture long-term. Understanding the meaning of wealth can help you make… Read more »

Desarrollo del patrimonio mediante la compra de una vivienda

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Mucho consideran que comprar una casa es un símbolo del “sueño americano” y que proporciona una sensación de seguridad en una economía a menudo inestable. Muchos lo desean, pero no están seguros de que sea una inversión financiera tangible que pueda convertirse en un emprendimiento rentable a largo plazo. Entender el significado del patrimonio puede… Read more »

Cierre de la compra una vivienda

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Por último, la recta final del proceso de compra: ¡El cierre! Se han completado todas las inspecciones y se ha procesado la tasación. Esto significa que el siguiente paso para los compradores, vendedores, agentes y prestamistas es trabajar con la compañía de títulos para que se pueda llevar a cabo el cierre de la propiedad…. Read more »

Compra de seguro para la vivienda

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Ahora que una inversión tan grande está llegando a su fin, lo más recomendable es asegurar la propiedad para ambas partes: el prestamista y el comprador. El seguro para propietarios de vivienda protege al propietario de la vivienda y el contenido de la casa en caso de accidentes, robo y otros desastres. Estas circunstancias imprevistas… Read more »

Tasación para la compra de una vivienda

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Una vez que se encuentren bajo contrato, los prestamistas requieren una tasación antes del cierre. Una tasación es muy diferente de una inspección de la vivienda. Una tasación de la vivienda es una opinión imparcial y profesional sobre cuánto vale la vivienda. Este es un paso requerido por los prestamistas, que garantiza su inversión. Una… Read more »